Value of Loans Accessed

total value of promoted loans accessed by [specify the target group] in the past [specify the period]

This indicator measures the total value of loans provided by project partners — such as banks, microfinance institutions, and cooperatives — to targeted businesses, households, or other beneficiaries.

Calculate the indicator’s value either by:

    1) Collecting the information from the providers of the promoted loans / financing products – this approach is likely to be the easiest and most precise; ensure that your agreement with the providers includes their obligation to provide the required data; or

   2) If the first option is not possible, conducting interviews with the target group members

Consider disaggregating the data by the purpose of the loan, amount categories, gender (if an individual), and other criteria relevant to the focus of your intervention.

1) It is important that this indicator is not taken as if more (loans, credit, etc.) is necessarily a good thing. While projects should ensure that they promote only responsible loaning, their monitoring & evaluation systems should complement the results of this indicator with data on:

   - % of loans repaid on time, without any additional costs

   - what the loans were actually used for

2) In addition to measuring the total value of loans supported, also report the average value of loans made. Calculate the average value by dividing the total value of loans supported by the number of loans made.